HDHP vs PPO: Which Plan Type Costs You Less?
The HSA is the real argument for a high-deductible plan, and it is a strong one — if you can fund it.
Tag: Starting out
Target-Date Funds: One Fund That Rebalances Itself
For most people a single low-cost target-date fund beats a portfolio they built and stopped maintaining.
Avalanche vs Snowball: Which Debt Payoff Method Wins
One method is mathematically better. The other is the one more people finish.
Auto Insurance Coverage: What Each Line on Your Policy Does
State minimum liability limits were set decades ago and have not kept up with the cost of a serious crash.
Getting Out of Credit Card Debt
At 23% APR the minimum payment is a repayment schedule designed to last decades.
How to Start Investing: A Six-Step Order of Operations
The account comes before the fund, and the emergency fund comes before both.