The Financial Order of Operations: What to Do With Your Next Dollar
Most money questions are really ordering questions. Get the order right and the individual products matter far less.
Category: Budgeting & Debt
Budgets that survive contact with real life, and how to clear what you owe.
The 50/30/20 Budget: A Starting Frame, Not a Rule
Three categories instead of thirty. That is the whole advantage, and it is a large one.
Cutting Fixed Costs: Where the Real Savings Are
Fixed costs are decided once and paid every month. That is what makes them worth attacking.
Avalanche vs Snowball: Which Debt Payoff Method Wins
One method is mathematically better. The other is the one more people finish.
Getting Out of Credit Card Debt
At 23% APR the minimum payment is a repayment schedule designed to last decades.
Budgeting on Irregular Income
Turn a variable income into a fixed one by putting a buffer account in between.