The Three-Fund Portfolio
Three funds cover almost everything a long-term investor needs. The rest is preference.
Three funds cover almost everything a long-term investor needs. The rest is preference.
The account comes before the fund, and the emergency fund comes before both.
Automatic monthly investing is dollar-cost averaging done for the right reason. Sitting on a windfall is usually done for the wrong one.
Most damage comes from behaviour, not from picking the wrong fund.