Balance Transfer Cards: Doing the Arithmetic First
A balance transfer is a deadline, not a solution.
Balance
Student Loan Repayment: Choosing a Plan
Refinancing a federal loan privately is a one-way door. Know what is behind it before you walk through.
Building Credit From Scratch
The first six months are the hardest. After that it compounds on its own.
Freezing Your Credit: Free Protection Most People Skip
The most effective anti-fraud step available costs nothing and takes one evening.
What to Do With Your First Real Paycheck
The habits set in the first three months tend to persist for a decade.
Money After Marriage: The Conversations to Have Early
Most financial conflict in marriage is about unspoken assumptions, not about money.
Financial Checklist for a New Baby
A new dependant changes the insurance answer more than the budget answer.
Buying a Car Without Overpaying
Dealers negotiate the monthly payment. You should negotiate the price.
Rent vs Buy: Running the Comparison Honestly
Rent is not wasted money. It is the price of flexibility, and sometimes that is the better buy.
Negotiating Salary: The Highest-Return Hour of Your Year
No other single conversation moves your lifetime earnings as much.