Seven Insurance Products You Probably Do Not Need
Insurance is worth buying when a loss would be unaffordable. Most of these cover losses you could absorb.
Balance
The Financial Order of Operations: What to Do With Your Next Dollar
Most money questions are really ordering questions. Get the order right and the individual products matter far less.
The 50/30/20 Budget: A Starting Frame, Not a Rule
Three categories instead of thirty. That is the whole advantage, and it is a large one.
Zero-Based Budgeting: Giving Every Dollar a Job
Income minus allocations equals zero. Not zero in the account — zero unassigned.
Cutting Fixed Costs: Where the Real Savings Are
Fixed costs are decided once and paid every month. That is what makes them worth attacking.
Budgeting on Irregular Income
Turn a variable income into a fixed one by putting a buffer account in between.
Avalanche vs Snowball: Which Debt Payoff Method Wins
One method is mathematically better. The other is the one more people finish.
Credit Scores Explained: What Moves Them and What Does Not
Two factors account for roughly two-thirds of the score. Most of the anxiety attaches to the other third.
Tracking Net Worth: The One Number Worth Watching
Income tells you what came in. Net worth tells you what you kept.
Getting Out of Credit Card Debt
At 23% APR the minimum payment is a repayment schedule designed to last decades.