Wildfire Insurance in San Diego: Non-Renewals & Discounts

Internal link ideas:

  1. California FAIR Plan Explained: What It Covers, What It Costs and When You Need It (#12) – link from the FAIR Plan section
  2. Homeowners Insurance in San Diego: Why Premiums Are Rising and How to Keep Coverage (#11) – link from the cost section
  3. Condo Insurance (HO-6) in San Diego: What Your HOA Master Policy Doesn’t Cover (#16) – link from the SB 547 / HOA moratorium paragraph
  4. Umbrella Insurance for California Homeowners: How Much Do You Need? (#20) – link from the DIC/liability discussion
  5. Earthquake Insurance in San Diego: Is a CEA Policy Worth It? (#13) – link from “gaps” section

External authoritative links:

  1. CDI – Safer from Wildfires FAQ: https://www.insurance.ca.gov/01-consumers/105-type/95-guides/03-res/upload/FAQ-Safer-from-Wildfire-Regulation.pdf
  2. California FAIR Plan – Wildfire Hardening Discounts: https://www.cfpnet.com/wp-content/uploads/2025/11/Wildfire-Hardening-Discounts-for-Dwelling-Fire-Commercial-Policies-2025.11.15.pdf
  3. CAL FIRE OSFM – Fire Hazard Severity Zones (address lookup): https://osfm.fire.ca.gov/what-we-do/community-wildfire-preparedness-and-mitigation/fire-hazard-severity-zones

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