Homeowners Insurance: Replacement Cost, Exclusions and Getting the Limits Right
The most expensive mistake in a homeowners policy is insuring the market value of the house instead of the cost to rebuild it.
Home & renters
Renters Insurance: Cheap Cover Most Tenants Skip
Your landlord's policy covers the building. It covers nothing of yours, and none of your liability.
Flood Insurance: Why Your Homeowners Policy Will Not Pay
Most flood claims in any given year come from properties outside the high-risk zones.
Umbrella Insurance: A Million Dollars of Liability for About $200 a Year
There is no other place in personal finance where a few hundred dollars buys a million dollars of protection.
Pet Insurance: When It Pays and When a Savings Account Beats It
The decision hinges on whether you would actually fund the alternative every month.
Travel Insurance: Which Cover Actually Matters
Buy for the medical risk abroad, not for the deposit on the hotel.